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From traditional giants to the rise of digital-first banks.

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Financial inclusion, or the access to and usage of financial services, is a critical component of economic development. It enables individuals and businesses to manage their finances effectively, invest in their future, and mitigate risks. In Pakistan, the State Bank of Pakistan (SBP) has been actively promoting financial inclusion through various initiatives, including the development of a National Financial Inclusion Strategy (NFIS). From traditional giants to the rise of digital-first banks